Terms of Use

These Terms of Use ("Terms") govern the use of the LuminaOS application and related services offered by:

(hereinafter referred to as "Bright Minds", "we", "us", or "our").

By accessing our website, registering for an account, or using the LuminaOS web or mobile application (collectively, the "Services"), you ("User", "you") agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

These Terms apply to all users, including consumers (§ 13 BGB) and entrepreneurs (§ 14 BGB).

Bright Minds provides personal and professional development services through the LuminaOS platform. Our Services include, but are not limited to:

• LuminaOS Application: A comprehensive personal growth platform featuring:
  • Outcome-Based System (OBS) for life design and goal management
  • Smart journaling with AI-powered insights
  • Habit tracking and analytics
  • AI Coach, Realtime Voice Mode, composer dictation, and AI-assisted journaling features for personalized guidance
  • Reflection loops and progress tracking
  • People, contacts, and relationship management
  • Teams, accountability groups, and community sharing features
  • Google Tasks, Google Calendar, Google Contacts, and Google Docs integrations
  • Prime Time scheduling, focus analytics, and productivity tools
• Coaching Services: One-on-one or group coaching sessions
• Online Programs: Structured digital courses and training programs
• Digital Content: Articles, videos, and other educational resources
• Community Platforms: Forums and groups for user interaction

To access LuminaOS and our Services, you are required to create an account. You agree to:

• Provide accurate, current, and complete information during the registration process
• Maintain the security and confidentiality of your account password
• Take reasonable steps to protect your credentials and report suspected unauthorized use; statutory rules determine responsibility for unauthorized activity
• Notify us immediately of any unauthorized use of your account

You must be at least 18 years old to create an account and use our Services.

• Conclusion of Contract: The presentation of our Services does not constitute a legally binding offer. By clicking the "Buy Now" or equivalent button, you make a binding offer to purchase the selected Service. A contract is concluded only when we accept your offer, which we may do via an order confirmation email or by granting you access to the Service.
• Pricing: The checkout displays the price, currency, applicable taxes, billing interval and minimum commitment before you order. Consumer prices include applicable VAT. Your order confirmation records the purchased offer.
• Payment: Charges become due on the dates shown at checkout, including any trial-end date. We accept the payment methods displayed during checkout.
• Subscriptions: The selected offer states its initial term and renewal arrangements. Any renewal remains subject to mandatory consumer law. In particular, where § 309 no. 9 BGB applies, a renewal after the initial term may only be for an indefinite period with a cancellation notice period of no more than one month. No checkout or store term removes a mandatory cancellation right.
• Cancellation: Use Cancel subscription (Verträge hier kündigen) without signing in, your available subscription-management controls, or email info@bright-minds.io. Ordinary cancellation ends the subscription on the applicable date; cancellation for an important reason and other statutory rights remain available. Our manual processing does not postpone the legally applicable effect of a declaration. Deleting the app or archiving your account is not a subscription cancellation.
• Web and Mobile Purchases: Paid access may be purchased through web checkout flows and, on supported mobile platforms, through in-app purchase and subscription providers. Mobile billing, renewal, cancellation, refund handling, and restoration flows may also involve Apple App Store, Google Play and RevenueCat. For a store-managed subscription, also use the store subscription controls so that its billing system stops renewal. We still record declarations sent to us and clarify the responsible contracting party and next steps. Store procedures do not limit mandatory rights against the relevant contracting party.

From time to time, Bright Minds may offer promotional campaigns, launch campaigns, free trials, Premium access grants, vouchers, or similar benefits. Additional campaign terms shown with the offer apply together with these Terms. A free access grant without a paid order does not by itself authorize a charge. A trial attached to a paid subscription converts to billing only under the price, billing interval, trial-end date and cancellation conditions shown before you place that order. Cancel before that disclosed date to prevent the first scheduled charge.

• Submitting a public campaign form does not itself create a right to Premium access, a voucher, or any other benefit.
• Automatic Premium enrollment may require successful email verification before access is granted.
• Manual enrollment requests may require admin review and may take up to 24 hours or longer depending on operational availability.
• Voucher eligibility, where offered, may depend on active usage, feedback submission, account status, abuse checks, and other campaign-specific criteria.
• Promotional benefits have no cash value, are not transferable, and may be refused, revoked, or corrected in case of fraud, abuse, duplicate submissions, technical error, or violation of these Terms.
• We may change or end future campaign offers for operational, legal, security or abuse-prevention reasons. This does not remove benefits already contractually promised to you, except where a lawful correction or termination ground applies.

Consumers have the statutory withdrawal right described below for qualifying distance contracts. This is distinct from ending an ongoing subscription and from requesting erasure of personal data.

All content provided through our Services, including but not limited to the text, graphics, logos, videos, course materials, the design and functionality of the LuminaOS Application, and the underlying software and AI models, is the exclusive property of Bright Minds or its licensors and is protected by copyright, trademark, and other intellectual property laws.

We grant you a non-exclusive license to use the Services for personal, professional and internal team purposes within your purchased plan for the duration of your entitlement. You may not resell the service, share paid access outside the permitted users, copy proprietary software or content for redistribution, or bypass access controls. Your own content and the uses expressly enabled by the Services remain yours to use. Statutory rights, including mandatory software interoperability exceptions, remain unaffected.

You may be able to create, upload, or post content within the LuminaOS Services, such as:

• Journal entries and personal reflections
• OBS categories and goal descriptions
• Habit tracking data and notes
• People and contact records, notes, and relationship context you create in the app
• Messages and content shared in community areas, accountability groups, teams, projects, or challenges
• AI Coach interactions and prompts
• Task descriptions and notes (including Google Tasks sync)
• Prime Time scheduling data and connected calendar metadata

(collectively referred to as "User Content").

• You retain ownership of your User Content.
• For personal data, such as private journal entries and personal goals, we will treat this information in accordance with our Privacy Policy.
• For User Content you share publicly or in community areas, you grant Bright Minds a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, display, and distribute such content only as reasonably necessary to operate, provide, moderate, secure, and improve the Services.
• We will not use private journal entries, private goals, private AI Coach interactions, private team/accountability content, or other non-public User Content for external marketing or promotional materials without your explicit consent.
• You are solely responsible for your User Content and warrant that you have all necessary rights to post it and that it does not violate any third-party rights or applicable laws.

You agree not to use the Services to:

• Engage in any illegal, fraudulent, or harmful activity
• Harass, abuse, or harm another person
• Infringe upon the intellectual property rights of others
• Distribute spam, unsolicited messages, or chain letters
• Introduce viruses, trojans, or other malicious software
• Reverse-engineer or decompile proprietary software except where mandatory law permits it
• Abuse AI Coach by bypassing safeguards, extracting protected data or reselling unauthorized access; ordinary professional use is permitted
• Interfere with the proper functioning of Google Tasks integration or other third-party services

Material violations may lead to proportionate restrictions or termination under section 14. Minor breaches do not automatically end a paid entitlement.

• No Guarantees: While we strive to provide high-quality Services, we make no guarantees regarding specific results, outcomes, or personal or professional success from the use of our Services. Your success depends on your own effort, motivation, and follow-through.
• Statutory rights: Your statutory rights concerning conformity, defects, required updates, remedies, price reductions, termination and refunds remain unaffected. No statement about educational purpose, AI limitations or possible outcomes excludes those rights.
• Limitation of Liability:
  • Bright Minds shall be unrestrictedly liable for damages caused by intent or gross negligence.
  • In cases of slight negligence, we shall only be liable for the breach of essential contractual obligations. In such cases, liability is limited to the typically foreseeable damage at the time the contract was concluded.
  • The foregoing limitations of liability shall not apply to damages resulting from injury to life, body, or health, or in the case of liability under the German Product Liability Act, a guarantee we have given, fraudulent concealment, or other mandatory liability.

Your privacy is important to us. Our collection and use of personal information in connection with the Services is described in our Privacy Policy, which is incorporated by reference into these Terms. By using our Services, you acknowledge that your personal data is processed as described in the Privacy Policy.

This includes our handling of highly personal data such as journal entries, goals, habits, and AI Coach interactions, as well as data shared with third-party services like Google Tasks (if you choose to connect them).

If you optionally connect LuminaOS to ChatGPT or Codex, only the result for a requested tool call is shared with OpenAI. Depending on that request, a result may include goals, habits, actions, timelines, daily or weekly reflections, and profile or personalization fields you saved, including emotional, spiritual, wellbeing, or health-related context. Imported Oura wearable data is excluded from this connection. You can disconnect the app to revoke future access, but that does not undo completed actions or automatically delete results already retained in the OpenAI service.

LuminaOS may integrate with third-party services such as:

• Google Tasks for task management and synchronization
• Google Calendar for Prime Time scheduling and synchronization
• Google Contacts / Google People for contacts import and synchronization
• Google Docs for backup of journal and note content when enabled by the user
• AI service providers for AI Coach, Realtime Voice Mode, composer dictation, and related AI-assisted journaling functionality
• OpenAI-operated ChatGPT and Codex through the optional, user-authorized LuminaOS MCP connection
• Payment and subscription providers such as Stripe and, on supported mobile platforms, app-store billing and RevenueCat-backed entitlement handling
• Authentication services for secure login

Your use of these third-party services is subject to their respective terms of service and privacy policies. We remain responsible for our own contractual obligations and cannot exclude mandatory rights by using a third-party provider.

Changes to an existing contract require your agreement unless a specific legal entitlement permits them. Silence or continued use alone is not agreement to new prices or materially changed obligations. We will explain proposed changes and their effective date in advance. Necessary security and conformity updates remain governed by statutory duties. Additional changes to an ongoing digital service are permitted only on an applicable contractual or legal basis, with required information and without removing your rights under § 327r BGB, including advance durable notice and a free termination right where applicable.

You may stop using the Services at any time. To end a paid subscription, use the cancellation options in section 4; to withdraw from a qualifying contract, use section 6. Account archiving and permanent data erasure are separate processes explained in the Privacy Policy. We may restrict access where reasonably necessary to address unlawful use, a serious security risk or a material contractual breach. Restrictions must be proportionate. Before terminating for a remediable breach, we normally give notice and an opportunity to remedy it; immediate action is reserved for circumstances where law permits it. We explain the reason unless a legal or security requirement prevents disclosure. You can contact us to challenge an error.

Subscription access normally continues until its effective end date. Any earlier restriction requires a separate lawful basis. Statutory reimbursement, export, access and deletion rights remain unaffected, including rights arising from our failure to provide the agreed service.

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods (CISG). For consumers, this choice does not remove mandatory protections of the law of their habitual residence where applicable. Mandatory consumer jurisdiction rules remain unaffected.

If you are a merchant (Kaufmann), a legal entity under public law, or a special fund under public law, the exclusive place of jurisdiction for all disputes arising from or in connection with these Terms shall be Munich, Germany.

The European Commission's former online dispute resolution platform has been discontinued. We do not voluntarily participate in proceedings before a consumer arbitration board. Any statutory obligation to participate remains unaffected.

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• Entire Agreement: These Terms and your agreed order or offer govern the Services. Individually agreed terms take precedence. The Privacy Policy explains data processing and does not itself grant consent or waive statutory rights.
• Contact: For any questions about these Terms, please contact us at info@bright-minds.io.